This is an inexpensive
insurance plan that provides some basic preventive health and dental
care through NetworkBlue PPO Providers. Plus, The NetworkBlue Providers
offer you reduced pricing of 10 to 20%. You may also use NonPPO
Providers with no reduced or discounted pricing.
GoBlue is guaranteed
issue…no health questions and no pre-existing condition exclusions.
It is a limited benefit plan, not a comprehensive program, thus there
is no coverage for emergency room visits, hospital stays, surgeries or
maternity care.
Rates vary based on age
from $24 to $59/month, please call 1-800-940-3900 for a
personal quote.
GoBlue Pays
Physicians Office $50
Urgent Care Center $50
Convenient Care Center
$50
Dentists Office $50
Prescriptions $15
All Quest Diagnostics Lab
Fees
GoBlue Discounts
(5% to 45%)
Acupuncture, Chiropractic
Services, Contacts or Glasses, Fitness Club, Hearing Aids, Massage
Therapy, Smoking Cessation, Weight Loss
..FamilyBlue
Medical Discount Card..
This is Discount Plan,
not health insurance, that requires use of FamilyBlue
providers. Discounts range from 5% to 60% depending on service, with
average savings about 25%.
FamilyBlue is guaranteed
issue…no health questions and no pre-existing condition exclusions.
The low monthly rate is
$19.95, or $190/year (save 2 months), plus $20
enrollment fee…which covers up to six family members.
Example Discounts
Chiropractic
20 to 40%
Dental
10 to 50%
Diabetic Care
40 to 60%
Hearing
10 to 20%
Health/Medical
5 to 40%
Patient Advocacy
30%
Pharmacy
20%
Vision 10 to 60%
Vitamins
15 to 35%
..CoverFlorida
II - BlueCross PPO Insurance..
CoverFlorida is guaranteed issue policy that
covers pre-existing conditions after one year.
Definition of
pre-existing is any condition for which medical advice, diagnosis or
treatment was recommended or received including prescriptions within
the 6-month period immediately prior to the effective date of this
coverage.
Eligibility requirements
are: (1) between
ages 19-64; (2) not covered by public health insurance {Medicare,
Medicaid, KidCare}; (3) not covered with private health insurance for
past 6 months, unless such coverage was terminated due to: (a) loss of
job with employer group program; (b) exhaustion of COBRA coverage; (c)
death or divorce from spouse with employer group plan.
Rates vary by age and sex
from $57.91 to $323.30/month, please call 1-800-940-3900
for a quote.
No Deductible - Routine,
Preventive, Prescriptions, Dental and Mental Benefits
Physician Office, Urgent
or Convenient Care Center, Dentist Office - Max Copay $50
Cervical Cancer,
Prostrate and Colorectal screening - Max Copay $50
Annual Mammogram and
Osteoporosis screening - NO CHARGE
Prescriptions - BlueCross
Pays $15, You Pay Balance
Behavioral/Mental Health
- Outpatient $500/year, Inpatient $2,000/year, $10,000/lifetime
Calendar Year Deductible
(CYD) - $3,000 InNetwork or $6,000 OutNetwork
Network Inpatient
Hospital - 20% Coinsurance
Participating Providers
Surgical Services Inpatient or ER - 20% Coinsurance
OutNetwork Inpatient
Hospital - $500 Preadmission Deduct + 40% Coinsurance
NonParticipating
Providers Surgical Services at Hospital or ER - 40% Coinsurance
Network Emergency Room
Care - 20% Coinsurance
OutNetwork Emergency Room
Care - 40% Coinsurance
Network Hospital
Outpatient Surgery - 20% Coinsurance
Participating Providers
Outpatient Surgical Services - 20% Coinsurance
OutNetwork Hospital
Outpatient Surgery - 40% Coinsurance
NonParticipating
Providers - 40% Coinsurance
Durable Medical Equipment
- 20% Coinsurance
Example Claims - One
Network Hospitalization and One Network Outpatient
Hospital Surgery charges
$17,000 minus Deductible $3000 = $14,000 times 20% = $2,800
Outpatient Surgery
charges $4,000 times 20% = $800
Total claims $21,000
- BlueCross Pays $14,400 - You Pay $6,600
Maximum Annual Benefit
$25,000 - Maximum Lifetime Benefit $50,000
If you would like a quick personal quote or have any questions…please
contact us.
Until then, we sincerely appreciate your consideration and look
forward to helping you.
