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If you live in the Jacksonville metro area and you’re shopping for health insurance that offers catastrophic coverage for a very affordable cost, checkout this Hospital/Surgical policy. 

Thomas & Associates has served the health care needs of local businesses and residents since 1970.  Beyond simplifying benefits, we also help you properly complete the enrollment application, which could make a difference in underwriting or more importantly at claim time.  After your review, please give us a call with your questions or for a quick personal quote…there is no obligation.  Your price will be exactly the same as buying direct or online without any professional help!

 

Hospital and/or Surgical PPO - $5,000,000 Lifetime Policy

 

SUITABILITY?

 

Assuming you’re healthy…occasional Drs’ visit, Rx and seldom Hospitalized…and you only want coverage for Major Expenses such as Hospitalization or Surgery to protect against Medical Bankruptcy...you can save thousands in premiums over the years. Then with some of these savings, you can easily pay for routine ailments, minor accidents and Rxs, or if and when needed the affordable deductible and coinsurance below.

 

..Covers all Accidents and Illnesses requiring Hospitalization or Surgery.. 

 

Calendar Year Deductible $250

Then BLUE Pays 80% first $12,500 Expenses thereafter 100% COSTS up to $5,000,000

     Your Coinsurance MAX Out-of-Pocket is $2,500 = 20% of first $12,500

 

Covered Hospitalization Expenses

ALL Hospital billed services such as Semi-Private Room, Intensive Care, Operating and Recovery Rooms, Tests,

Medicines, Anesthetics, Nursing, Physical Therapy, Respiratory Therapy, Emergency Room (if admitted or surgical care)

 

Covered Surgical Expenses

ALL Surgical procedures performed InPatient/Out Patient, Emergency Room, Urgent Care Facility or Doctor’s Office

(includes casts, excisions, stitches), plus Doctors Hospital Visits and Outpatient Consultations

 

Covered Hospital Outpatient and/or Ambulatory Surgical Center Expenses

ALL Surgery related diagnostic tests and treatment such as CAT, MRI, PET, Mammography, Ultrasound, Xrays,

Operating and Recovery Rooms, Anesthetics, Intravenous Solutions, Chemotherapy, Radiation, Prosthetics

 

Rx Card provides Discount Prescriptions 15% to 30% Savings

 

Excluded Expenses

Non-Surgical Office Visits and Outpatient Services

 

..Sample Duval No Tobacco Monthly Rates - Surrounding Counties Less..

 

                             Male:                                                           FEMALE:

                                    Age 5 - $41                                                         Age 5 - $41 

                                    Age 15 - $30                                                       Age 15 - $32

Age 25 - $36                                                       Age 25 - $42

Age 35 - $50                                                       Age 35 - $58

Age 45 - $75                                                       Age 45 - $86

Age 55 - $139                                                     Age 55 - $123

 

    .$50,000 Adults Death Benefit.

Because the same Accident or Illness that requires Hospitalization or Surgery could be Terminal, we recommend Optional 10 Year Term Life available ages 21 to 55, which is also very affordable (less than dinner or movie date).

 

If you would like a quick personal quote or have any questions…please contact us.

Until then, we sincerely appreciate your consideration and look forward to helping you.

 

(904) 730-3900

9AM to 9PM Weekdays and 10AM to 4PM Saturdays

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