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Jacksonville Insurance Company | News & Tips

Wednesday, November 29, 2017 | 5:00 PM
What Makes a Good Group Health Insurance Company

So, you’ve decided to give your organization health insurance benefits but you’re not sure what makes a good group health insurance company. It can be difficult picking the right company because they all have varying costs and benefits that you need to consider before investing your money. Finding the right group health insurance company will […]

Friday, July 7, 2017 | 11:59 AM
Protection Planning: Avoiding Financial Hardship

Protection Planning with Disability Insurance by Jim Jordan One of the most important aspects of financial planning is protection planning.  While very few of us actually plan for it, a large number of us will experience a significant disability during our careers. According to the Council for Disability Awareness, a typical 35 year old woman has a 24% […]

Thursday, March 23, 2017 | 3:14 AM
Employee Group Insurance Benefits a Talent Magnet!

by Daniel Tuchmann An estimated 10,000 baby boomers are retiring every day and a smaller number of Generation X and Millennials are entering the workforce to fill positions. What this means for business owners is the market for skilled workers continues to tighten and companies are looking for a competitive hiring advantage, using employee benefits […]

Thursday, March 23, 2017 | 11:05 PM
Pending American HealthCare Act in 6 Minutes

Here is the American Healthcare Act in a nutshell, a brief six-minute video to by Tonya Thomas of Thomas and Associates. Continue to pay premiums, plan is good through 2017 Changes may be made by Congress but we will keep you updated Staying the same changes Guarantee issue No Cap on Benefits Still keep Kids […]

Friday, March 17, 2017 | 7:30 PM
What Do I need to Know to Cover a Group Health Plan

by Jim Jordan The 2017 individual enrollment period has ended for ACA coverage.  If you missed the January 31 deadline we may be able to assist with essential health coverage enrollments through a special qualifying event or through a startup by offering group health coverage.  If you are self-employed or have a small business, we […]

Friday, March 10, 2017 | 3:34 AM
Information regarding 2016 Taxes 1095A

Don’t forget during the 2016 tax season …. If you had a Marketplace plan and used advanced payments of the premium tax credit (APTC) to lower your monthly payment, you’ll have to “reconcile” when you file your federal taxes. This means you’ll compare 2 figures: The amount of premium tax credit you used in advance during the […]

Friday, March 10, 2017 | 3:27 AM
Turning 65 Do I need to enroll in Medicare

by Dan Tuchmann I’m turning 65 but still plan to work, Do I need to enroll in Medicare? Many people keep working well beyond age 65. If your employer offers health coverage, do you need to enroll in Medicare? What about Medicare’s prescription drug benefit? Most workers probably should enroll in Medicare Part A, which […]

Friday, March 10, 2017 | 3:18 AM
Affordable Care vs. Obamacare Proposed Changes

House GOP Leadership Releases ACA Repeal and Replace Plan Issue: Health Reform Date: March 7, 2017 Action Taken:  Late yesterday, the House Energy & Commerce and Ways & Means Committees released the GOP plan – the American Health Care Act – to repeal and replace the Affordable Care Act (ACA). Both committees plan to mark-up […]

Tuesday, March 7, 2017 | 2:45 AM
Small Group Benefits Because Good Coverage Matters

by Angela Thomas Small businesses want to recruit and retain their valuable employees just like large companies do, it’s expensive and time consuming to hire, train, and recruit employees.  One of the ways to acquire and retain happy employees is to offer excellent benefits, like health, dental, disability, and life insurance. Let’s go over how […]

Friday, February 17, 2017 | 5:56 PM
Before Life Knocks You Down, Whole Life Insurance

Before Life Knocks You Down, Whole Life Insurance by Tonya Thomas It is February, “Love is in the Air” so this blog focuses on Insuring your Love. Why buy life insurance? It is the best and most remembered gift for your loved ones. It cost less than taking your family out to eat at a […]

Thursday, February 9, 2017 | 11:53 PM
5 Simple Reasons to Buy Life Insurance

5 Great Reasons to buy Life Insurance: Just cause your young, doesn’t mean you shouldn’t buy universal life insurance. Eventually you will buy a house, have children, have a family, lock in those rates today while young and healthy! Life Insurance is like a parachute, if you don’t have it when you need it there […]

Thursday, February 9, 2017 | 11:45 PM
Life Insurance Tune-up

Reviewing your life insurance policies is necessary to protect the ones we love, before they break by Jim Jordan No one wants an auto mechanic who performs a 1 point inspection-oil change. At $35 plus, we expect the service to cover a 30 point inspection; checking tire levels, transmission fluids, belts, AC filters and on. […]

Thursday, February 9, 2017 | 11:32 PM
New Forms of Life Insurance covering Long Term Care

Blended Life Products that offer Long Term Care (LTC) by Daniel Tuchmann There are now new policies out there instead of traditional LTC (Long-term care policies), you can choose a Hybrid Life Insurance/Long-term Care Policy that provides the LTC care protection you need, if you need it while still offering Tax-Free death benefits to you […]

Thursday, February 2, 2017 | 5:53 PM
The Elephant in the Room

Life Insurance for The Ones You Love by Angela Thomas February is Insure Your Love across the Nation for Life Insurance. It’s to bring awareness to people about life insurance and what it can do for you. No one wants to talk about life insurance, it’s that great big Elephant in the room. It’s talking […]

Tuesday, January 31, 2017 | 4:10 PM
Carpe Diem, Seize Today for Affordable Care!

Carpe Diem, Seize Today for Affordable Care! Affordable Care, also referred to as Obamacare, ends today January 31, 2017 this is where you could enroll in healthcare for yourself and your family for the year.  If you did not pick a plan during the Open Enrollment period of November 1, 2016 – January 31, 2017 […]

Tuesday, January 17, 2017 | 5:57 PM
You Snooze You Loose When Not Adding Documents

Obamacare Guidelines and Continuance of the Tax Credits Importance of Adding Documents So you have taken the initiative to enroll in Obamacare coverage, qualified for the premium subsidy tax credits to lower the net premium, and made your binder payment to issue the policy.  Great, however, this may be only the beginning of your 2017 […]

Tuesday, January 10, 2017 | 9:10 PM
New Year, New You, New Insurance:

New Year, New You, New Insurance: The new year always brings with it new strategies to lose weight, eat healthy, save money and a host of many other new year’s resolutions. What are some of the things that maybe overlooked or put on the back burner that you should get started working on right away? […]

Friday, January 6, 2017 | 6:30 PM
Local Agent, Top Performer for Affordable Care

DEPARTMENT OF HEALTH & HUMAN SERVICES Centers for Medicare & Medicaid Services Room 352-G 200 Independence Avenue, SW Washington, DC 20201 Daniel Tuchmann, Local Health Insurance Agent/Broker, Recognized as Nationwide Top Performer Daniel Tuchmann was recently recognized as one of the top performing agents and brokers in the country by the Centers for Medicare & […]

Wednesday, December 21, 2016 | 10:28 PM
Shopping Affordable Care For the Holidays

It’s the Holiday Season, everyone is shopping for that special gift.  Have you shopped for that best gift for you and your family?  It’s Affordable Care Open Enrollment!  If you haven’t shopped a plan or even if you have, you can still review your plan with a licensed agent and make sure you got the […]

Monday, December 5, 2016 | 4:17 AM
Trumpcare from Obamacare

    In response to recent President-elect, Donald Trump, many Floridians who have Obamacare are worrying about Trump’s plans to remove the program. Family members and insurance brokers from Thomas and Associates have a message for worried citizens of the greater Northeast Florida. What you should know: Despite fears of Obamacare being dismantled, Obamacare is here to […]

Wednesday, October 26, 2016 | 6:13 AM
2017 Obamacare Plan Options in North Florida

2018 Obamacare Plan Options in North Florida The Open Enrollment Period for the Affordable Care Act otherwise known as “Obamacare” is starting November 1 and continues through to January 31, 2017. This is the time period when existing insured members and new enrollees determine and enroll into coverage for 2017. Due to the upcoming election, […]

Sunday, May 15, 2016 | 12:47 PM
Individual Annunity – Your Resource

The individual annuity – A Resource for Your Retirment   Fewer workers are covered by traditional employer provided pension plans that provide a lifetime benefit. Furthermore, Social Security may not provide future retirees the level of benefits that it provides today. Americans need other ways to create and guarantee lifetime income so that their standard […]

Saturday, April 23, 2016 | 4:03 PM
Accelerated Death Benefit Riders

Accelerated Death Benefit Riders Here is another great reason to own life insurance. Yes, life insurance is a guaranteed tax free benefit to the insured beneficiaries, typically family members, upon the passing of the insured. However, Life Insurance can help the insured in other ways. The treatment of an illness leading to the insured’s death, […]

Sunday, April 3, 2016 | 6:10 PM
A Blessing for Employers and Employees, Group Health

Small Business Group HealthA Blessing for Small Business Owners   Group health insurance is a blessing for small businesses. It provides a guarantee of coverage for all of the full-time employees and may at the business owners discretion include part-time, temporary and seasonal employees of a business. The paperwork and documentation requirements are not very […]

Saturday, March 26, 2016 | 12:41 AM
Life insurance can be like making Lemonade

Life can be bitter like lemons. Don’t wait for the chance to make lemonade out of a bad situation. You can and should be prepared with the right kind of life insurance coverage.  There are several types of life insurance plans for each individual: term life insurance, burial life insurance, guarantee issue life insurance, whole […]

Friday, March 11, 2016 | 11:54 PM
Long Term Care Insurance and You

Long-term care risk At least 70 percent of people 2.1 out of 3 over age 65 will need some form of long-term care services and support during their lifetime, according to the U.S. government. That includes an estimated 58 percent of woman and 44 percent of men who, according to a 2014 report by the Center […]

Friday, March 4, 2016 | 4:00 PM
2015 Taxes Return tied to Health Coverage

Due to the Affordable Care Act, It is now required to prove you have minimal essential health coverage and reconcile any premium tax credits you received on a 2015 Marketplace Plan when you file taxes. If you received an “advanced premium tax credit” in 2015, otherwise known as “subsidy” on your marketplace health insurance, you […]

Saturday, February 27, 2016 | 3:33 PM
Protecting your largest asset

Protecting Your Largest Asset What would you say if I asked you what is your largest asset? Most people would respond, “My home, my car, my boat, etc.” The most important asset for is your ability to earn a paycheck, without that ability you cannot afford the home, the car, the boat. 1 in 4 […]

Thursday, February 25, 2016 | 12:20 AM
Insure Your Love

February is Insure Your Love month, promoted by www.lifehappens.org. Many people know they need life insurance, but aren’t aware of how affordable a policy really is for their needs. A good agent, will help you build a plan based on what is commonly called a Needs Analysis. It looks at your current income, household size, […]

Saturday, January 23, 2016 | 2:30 PM
The Affordable Care Act – Family Glitch

We have received many inquiries during the Open Enrollment Period for family health quotes into Obamacare / Affordable Care Act / ACA coverage, particularly by those who are shopping to find lower cost coverage compared with what is offered by their employer. Often we find that families are surprised to discover that their family does […]

Saturday, November 28, 2015 | 6:34 PM
Why Insurance is Important?*

Why insurance is important?* Insurance is designed to transfer losses to another party, in particular to protect individuals, and companies from the unforeseen. The insurance companies design policies with a lot of different benefits, riders, and exclusions for the benefit of the insured (which means you) or in the case of a company to protect […]

Saturday, November 7, 2015 | 8:50 PM
Why is Open Enrollment for Medicare and Obamacare Important?

Why is Open Enrollment for Medicare and Open Enrollment for Obamacare Important? Currently there are two open enrollment opportunities going on, Open Enrollment for Medicare: choices such as Medicare Advantage Plans, Medicare Supplements, also known as Medigap Coverage. Open Enrollment for Affordable Care Act, also known as Obamacare, this is the option for people under […]

Monday, October 26, 2015 | 3:17 PM
At the Doorstep of Retirement? 

 There are close to 11,000 Baby Boomer individuals turning 65 and eligible into Medicare each day here in the US. If you are close to retirement you may want to take note of the proposed changes to the Medicare entitlements. Medicare Part A – Hospital Insurance – comes automatically when you turn 65. Part A […]

Thursday, October 15, 2015 | 2:34 AM
Open enrollment for Medicare is here

Open enrollment for Medicare starts, October 15, 2015 and ends on December 7, 2015. This is a great time to review what compliments your Medicare plan. For many people that are use to how Medicare works already know that Medicare Part A and B only cover 80% of coverage. For the consumer that means you […]

Saturday, October 10, 2015 | 5:44 PM
Open Enrollment Save money, get the right plan

ACA Open Enrollment Mistakes to Avoidand Save Money at the same time Before launching into the healthcare sign-up process, understand how the policies work.  The Affordable Care Act brought health insurance to the forefront, but that doesn’t mean we’re necessarily any smarter about how we use our policies. Everyone who has health insurance, whether it’s […]

Tuesday, September 22, 2015 | 10:22 PM
What type of life insurance fits your needs?

Have you heard of Return of Premium Term Life Coverage? Most individuals understand Term Life and Whole Life insurance products. I want to discuss a new product that is a hybrid of the two; Return of Premium Term – a life product where “You can have your cake and eat it too”.   Question: Have you […]

Monday, September 14, 2015 | 12:04 AM
Life Insurance Awareness and You

September is life insurance awareness month. Now is the time to review your life insurance policies for accuracy: does it have the right beneficiary, contingent beneficiaries, face amount, what type of policy do you have: term, whole, universal, a combination, is it the best policy for you, your family, and your current needs. Also, do […]

Wednesday, September 2, 2015 | 2:02 AM
IRS and Healthcare Insurance

Have you received a letter from the IRS concerning your health insurance? Have you filed a 2014 tax return extension or simply not filed your 2014 return. Don’t delay. Not filing you taxes may affect your health plan premium. Here is information you may want to consider. If you do not file your 2014 return […]

Wednesday, September 2, 2015 | 2:00 AM
Florida KidCare or HealthyKids

Florida KidCare and How It Works Florida KidCare is the State of Florida’s high-quality, low-cost health insurance for children. Through its four partners, The Florida Healthy Kids Corporation, The Agency for Health Care Administration, The Department of Children and Families, and The Department of Health. Florida Healthy Kids offers health insurance for children ages 5 […]

Thursday, July 16, 2015 | 1:23 PM
Why Everyone Needs to Have Health Insurance

“Nowadays if you get sick and are admitted for One day in the hospital you just paid out enough money to buy a new car, if you stay a week you paid out enough to buy a house, and if you stay any longer you’re probably going to file bankruptcy” —AC Thomas III Words of […]

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